Depending on your risk tolerance and other factors, PFS utilizes various investment portfolios that include but are not limited to stocks, bonds, ETFs and mutual funds. The portfolios range from only having individual stocks to just ETFs and mutual funds, in various combinations. Our philosophy is straightforward: identify and screen well-managed, profitable companies with strong balance sheets relative to their publicly traded peers. Our ETF and mutual fund selection undergoes a similar process by screening for high quality fund managers that add value to their portfolios and demonstrate a consistent investment philosophy that benefits shareholders. In short, an emphasis on profitability, balance sheet and market position drive the underlying security selection philosophy.
The first step is to determine if the security can be held in a client’s account based on defined parameters set by the client. Second, tax treatment of an account will play a role in overall security selection. Third, financial position with preference given to companies with Morningstar ‘A’ & ‘B’ grades, profitability, batting average, management tenure, other quantitative factors. Fourth, qualitative information related to a specific security. Fifth, opportunity factors such as premium or discount, peer group information, pertinent items that may inhibit or prove beneficial to the decision-making process. Items above with the highest rank will be given more weight those with a lower rank, such as quantitative information is more important than qualitative information.
The PFS investment advisory fee schedule ranges from 0.79% to 1.75% for our clients. The total annual fees for an account are based on a function of the type of investment strategy and total household invested assets with PFS. The cash-and-money market positions of an account are not included with the PFS investment advisory fee calculation. Fees are billed monthly in accordance with the total dollars invested. For more information, please refer to the Wrap Fee Brochure located on the Important Documents page.
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Phillips Financial Strategies provides comprehensive and personal service to neighbors on Capitol Hill and well beyond the Washington DC metro region. Every day we work to create financial stability and security for each of our clients. Our philosophy is built on helping clients achieve their goals.
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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker – dealer, state – or SEC – registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
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Investment Advisory Services and Financial Planning Services offered by William Phillips are performed through Phillips Financial Strategies, a Registered Investment Advisor in DC, LA, MD, TX and VA. William Phillips also holds insurance licenses in DC, MD, LA, VA, PA, FL, NY and NC.
Securities offered through Cambridge Investment Research, Inc, member FINRA/SIPC, by William A. Phillips, who is licensed as a Registered Representative with Cambridge Investment Research, Inc, to sell securities in: CA, CO, CT, DC, DE, FL, LA, MA, MD, ME, NC, NJ, NY, OH, PA, TX, VA, VT.
Phillips Financial Strategies and Cambridge are not affiliated.
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